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A Step-by-Step Guide to Buying Bitcoin With Apple Pay

Louise Villalobos

ByLouise Villalobos

Sep 13, 2023

iPhone users can now buy digital assets like Bitcoin using their Apple Pay wallets. Learn how you can purchase your first BTC with Apple Pay in this article. You will also discover which crypto platforms support this payment method.

Understanding Apple Pay

Launched in 2014, Apple Pay is a payment service accessible to Apple users. You can use it to pay for apps, music, and movies with just a single touch. Moreover, several merchants now accept Apple Pay as a payment method, allowing users to buy their favorite products.

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While Apple users cannot buy Bitcoin within the Apple Pay platform, a number of leading crypto platforms let their customers pay for BTC using the payment service. They include:


This US-based cryptocurrency exchange is known to offer users a seamless trading experience. Since its launch in 2011, it has continued to improve its services, partnering with major payment processors like MasterCard and Visa to offer instant crypto purchases. In mid-2021, Coinbase started supporting Apple Pay in an effort to onboard iPhone users to the digital asset world.

So here is how you can buy BTC with Apple Pay on the Coinbase platform:

Step 1: Create a Coinbase account and verify it.

Step 2: After verifying your account, choose Bitcoin as the cryptocurrency to purchase.

Step 3: Next, key in the amount of BTC you wish to buy and then pick “Apple Pay” as your preferred payment method.

Step 4: Preview the transaction details and press “Confirm.”

Note that there may be limits on the amount of Bitcoin to buy in a single transaction. You can go to “Settings” on Coinbase to check the limits.


Initially, Binance only allowed customers in the United Kingdom to use Apple Pay. Last December, the World’s largest crypto exchange by trading volume announced that American traders could use their Apple Pay wallets to deposit US dollars to their Binance accounts. However, it is worth mentioning that Binance US no longer accepts USD deposits.

Here is how to buy BTC with Apple Pay on the Binance platform:

Step 1: Register a Binance account and complete the Know-Your-Customer process.

Step 2: Once done, go to “Wallet,” then choose USD as the fiat currency to deposit into your trading account.

Step 3: Press ” Add Payment Method” and pick Apple Pay.

Step 4: Enter the USD amount you wish to deposit and hit “Deposit.”

Step 5: Choose Apple Pay as the payment method and initiate the transaction. Your US dollars will arrive in your Binance wallet within a few minutes.

Step 6: You now have your fiat money in your trading account. You can use it to buy BTC.


This Atlanta-based crypto payment service provider allows merchants and businesses to accept crypto payments and then convert them to traditional money on their behalf. BitPay began supporting Apple Pay back in 2021. Besides buying BTC using Apple Pay, users can link their BitPay cryptocurrency debit card with the payment service to use the purchased Bitcoin to pay for shopping in stores that accept Apple Pay.

Here is how to buy BTC With Apple Pay on the BitPay platform:

Step 1: Create or log in to your BitPay account.

Step 2: Go to “Buy” and select Bitcoin.

Step 3: Add Apple Pay as your payment method.

Step 4: Enter the amount of fiat you want to spend on BTC.

Step 5: Review transaction details and hit “Buy.” Funds will be deducted directly from the debit card linked to your Apple Pay wallet.

Is it Advisable to Buy Bitcoin Using Apple Pay?

Buying BTC with Apple Pay comes with its advantages and disadvantages. Therefore, there is no precise answer to whether one should or shouldn’t buy Bitcoin using Apple Pay. One of the positives of this payment method is that it is easy to understand and facilitates quick transactions. On the downside, Apple Pay transaction fees are considerably higher than those of its competitors.

Louise Villalobos

Louise Villalobos

Louise Villalobos is an adept writer, renowned for her compelling articles that illuminate and engage. Her prowess in breaking down intricate subjects provides readers with clarity and nuance. With a vast and varied portfolio, Louise has solidified her standing as a distinguished voice in contemporary journalism.